Flooring Financing | 0% APR Pay Monthly Plans with PayPal | Bestlaminate
Trusted by 1 in 4 Bestlaminate customers
Your Dream Floor,
On Your Schedule
Bestlaminate makes any project affordable. Split your purchase into 4 interest-free payments, finance up to 24 months, or get 6 months at 0% APR — all with instant approval and no impact to your credit score.
See Your Payment Options
Financing partner:
BBB A+ Rated since 2005
Family Owned since 1992
Instant Approval
No Credit Score Impact
Financing in Three Easy Steps
Bestlaminate makes financing your floor as simple as buying it. No paperwork, no waiting.
Add Floors to Your Cart
Browse our selection of laminate, vinyl, hardwood, and tile. Add what you need to your shopping cart.
Choose Financing at Checkout
Select PayPal as your payment method at checkout. You will see all available financing options with payment details before you commit.
Get Approved in Seconds
A soft credit check confirms your options without affecting your credit score. Pick the plan that works for you.
Choose the Plan That Works for You
Three flexible ways to finance your flooring project, from small repairs to whole-home renovations.
What Will My Monthly Payment Be?
Real examples for typical flooring projects, calculated at our most common rates.
| Project Size | Total Cost | 12 mo at 0% APR | 12 mo at 9.99% APR |
|---|---|---|---|
| Bedroom (approx. 150 sqft) | $450 | $37.50 / mo | $39.55 / mo |
| Living room (approx. 400 sqft) | $1,200 | $100 / mo | $105.49 / mo |
| Whole-home (approx. 1,000 sqft) | $3,000 | $250 / mo | $263.71 / mo |
| Large project (approx. 2,000 sqft) | $6,000 | $500 / mo | $527.42 / mo |
Actual rates depend on credit profile, loan term, and approval. Your exact rate is shown at checkout before you commit.
Frequently Asked Questions
Everything you need to know about financing your floor with Bestlaminate.
Will applying for financing affect my credit score?
No. Our financing partner performs a soft credit check that does not impact your credit score. You will know within seconds if you are approved.
How fast is approval?
Instant. You will see your exact payment options at checkout before completing your purchase. No waiting, no paperwork.
What is the maximum I can finance?
Pay in 4: up to $1,500. Pay Monthly: up to $10,000. PayPal Credit: based on approval, typically $250 to $25,000. For large projects above these limits, contact us at 1-800-520-0961 and we can often help structure the purchase.
Are there any fees?
No fees on Pay in 4. Pay Monthly has interest rates from 0% to 35.99% APR based on your credit. Your exact rate is shown before you commit. PayPal Credit offers 0% interest for 6 months on purchases of $149 or more when paid in full within the promotional period.
Does Bestlaminate offer 0% APR financing?
Yes. PayPal Credit offers interest-free financing for 6 months on qualifying purchases of $149 or more. Some Pay Monthly plans also qualify for 0% APR based on credit approval.
What if I need to return my floor?
Our 30-day money-back guarantee applies whether you paid in full or financed your purchase. Returns are processed and your financing balance is adjusted accordingly.
Can contractors and businesses use financing?
Yes. Financing is available to both personal and business buyers. For large commercial orders, contact us at 1-800-520-0961 to discuss the best payment structure.
What happens if I miss a payment?
Pay in 4 has no late fees. Pay Monthly may apply standard late fees. We recommend setting up autopay through your PayPal account to avoid any issues.
Ready to Find Your Floor?
Browse thousands of floors at every budget. Financing options appear at checkout with instant approval.
Browse FlooringBestlaminate financing is offered through our trusted partner PayPal. All financing terms, approval decisions, and credit checks are managed by PayPal and its lending partners. Subject to credit approval.